Decide what you can afford. Generally, you can afford a home equal in value to between two and three times your gross income. At Top Flight Properties we work with you to match available properties whether already listed or newly listed in the area you desire.
Develop your home wish list. Then, prioritize the features on your list. Select where you want to live. Compile a list of three or four neighborhoods you’d like to live in, taking into account items such as schools, recreational facilities, area expansion plans, and safety.
Schedule a consultation with a lender: Whether you have your own banking relationship, or if needed Top Flight Properties, over the course of many years, has developed relationships with many lenders and bank representatives. If for you its s too early to apply for a loan, a lender can pre-approve you for a mortgage. It’s best to have this done as early as possible so you can: 1) Identify the documents you will need for the final loan application; 2) Find out problems with your credit – such as errors on your report that need addressing; 3) Get an idea of how much you can borrow. You probably shouldn’t borrow up to your limit, but it’s important to know how much you can afford before you look at homes. Your lender can talk to you about loan programs and give you an idea of how much cash you’ll need to buy a home.
When it comes to buying your home, Top Flight Properties is prepared to assist you with Negotiation Strategies, Contingencies, Home Inspection Checklists and if Home Warranties are Necessary? There are many nuances in the art of acquiring a property, experience is your friend and working with Top Flight Properties this could mean thousands to your bottom line.
With over 30 years of professional real estate experience. Top Flight Properties has a deep understanding of all areas of the local market place, including the commercial real estate industry.
Top Flight Properties has extensive knowledge commercial / investment property throughout the area. Top Flight Properties focuses on maximizing cash flow in increasing the value of our clients’ investments. We are experienced in office, retail, industrial and multifamily property sales, leasing, and acquisition. We act as your market advisor and are completely committed to our clients’ needs and building long-term relationships.
There is no one-size-fits-all strategy for purchasing commercial real estate. That decision must be weighed by each business. Buying commercial real estate is a complex undertaking that is difficult even for experts to time right to maximize their investment value, let alone entrepreneurs or business executives whose areas of expertise are in different industries.